Your business approves the workflow
GMT prepares the invoice, balance request, deposit request, QR or reference workflow. Nothing customer-facing goes live without your approval.
Fast-Track first
Receive provisional program approval and the private activation offer from the initial submission.
Direct routing
Customer and payor principal proceeds never route through GMT.
Proof enhanced
Optional documents and live proof refine dollar estimates without delaying initial activation.
Controlled billing
No evidence-based success-share billing occurs without verified support.
HOW THE GMT SWITCH ENGINE WORKS
Your customers receive clearer choices. Your business keeps more value and cleaner data.
Customer principal routes directly to your business or approved provider. GMT coordinates the approved payment-choice, reference, proof and reporting workflow around those existing rails.
Your customer chooses
The payor sees only the choices and benefits available to them: bank/cash pricing, a permitted existing card path or approved terms where available.
Your business receives principal directly
Customer principal goes to your bank account, processor or approved provider. It never enters a GMT account.
References, proof and reporting improve
Clear amounts, reference keys, confirmation, proof matching, exception visibility and reporting reduce payment and accounting friction.
BENEFITS TO YOUR BUSINESS
Hard-dollar and capacity benefits
- Estimated payment and cashflow savings
- Estimated accounting and administrative capacity value
- More invoice value retained after program cost
- Potential faster cash conversion and fewer collection exceptions
Operational and data benefits
- Cleaner reference and posting data
- Less reconciliation and remittance chasing
- Better proof integrity and audit trail
- Customer choice without a forced bank change
BENEFITS TO YOUR CUSTOMERS / PAYORS
Potential direct benefits
- Dollar savings shown before payment when a bank/cash option is offered
- No GMT service fee charged to the payor
- Permitted card routes may preserve rewards or payment float
Experience and data benefits
- Clear choices, exact amount and reference
- Direct payment to your business or approved provider
- Cleaner confirmation and receipt information
- Lower risk of misapplied payments and repeated follow-up
WHERE HIDDEN CASH TENDS TO SIT
Cash leakage is rarely one dramatic line item.
It is often a combination of fee layers, slow cash conversion, deductions, unclear payment instructions and proof work that compounds every week.
Payment-cost leakage
Fee layers, routing choices and payment-method economics that reduce retained cash.
Collection delay
Terms, follow-up and payment friction that extend the time between invoice and usable cash.
Deductions and short-pays
Recurring customer deductions, disputes and underpayments that are not recovered efficiently.
Proof and reconciliation gaps
Missing references, inbox searches and manual matching that delay reporting and recovery.
✓
THE SIMPLE REVIEW PROMISE
Start my reviewClarity before commitment.
If the review does not identify at least one practical payment, collection, deduction, proof or reconciliation opportunity, you do not move forward. No pressure. No obligation. No confusing processor pitch.
CONTROLLED PRIVATE REVIEW PROCESS
Submit once. Receive a private value assessment. Move forward only when the client benefit is positive.
Supporting records improve precision. GMT does not make an activation offer unless the value gate remains positive after the proposed fees.
Complete the score and short intake
Provide the business profile, payment concern and approximate accounting/reconciliation workload.
Receive a private value review
The private report is issued from the initial submission. An activation offer appears only if the estimated client benefit is positive after all proposed fees.
Accept, revise or remain review-only
Accept only a value-positive private offer, request a structured revision, or add evidence. No verified evidence means no success-share billing.
WHAT YOU RECEIVE IMMEDIATELY
A private approval and activation offer, not another sales-call delay.
The initial submission produces a Fast-Track Opportunity & Activation Report showing estimated payment/cashflow benefit, estimated accounting/admin capacity value, proposed program cost, net client benefit, payor benefits and the recommended execution path.
Download the one-page overview →01
Fast-Track statusProvisional program approval based on the initial submission.
02
Hard and soft benefitsPayment savings, accounting capacity, data integrity and customer experience.
03
Private client economicsGross opportunity, proposed GMT cost and net client benefit.
04
Private activation pathAccept immediately; provide optional evidence later.
COMPLIMENTARY FIRST REVIEW
Save your score and start the review.
Your preliminary score and selections will be attached to the GMT assessment record. A confirmation email is sent immediately after successful submission.
- No loan application
- No bank change required to begin
- No processor replacement required to request a review
- $0 upfront for the initial review
The initial private value review does not require supporting documents.
Submit the initial profile and receive the private approval/report immediately. Optional documents can be added afterward to refine estimated dollar savings and accounting-efficiency assumptions.
- 3-6 processor or settlement statements
- 3-6 business-bank or deposit statements
- A/R aging plus invoices/remittances
- Deduction, short-pay or dispute records
Secure review requestUsually 2–3 minutes
Your preliminary score—
FREQUENTLY ASKED QUESTIONS
Clear boundaries before you begin.
The public score is useful without exposing private GMT economics or creating false certainty.
How is the public score calculated?
Fixed directional weights are applied to payment volume, card share, customer terms, late-payment frequency, deductions and reconciliation workload. It is not an underwriting or internal risk score.
How is the illustrative range calculated?
A broad screening rate of approximately 0.15% to 2.70%, depending on score band, is applied to the midpoint of the selected payment-volume band. It is not verified savings or a final Net Benefit calculation.
What stays private?
GMT pricing, program cost, client-specific net benefit, internal scoring and activation requirements are not displayed publicly. The private opportunity review is issued from the initial submission. Fees are disclosed only if the value gate produces a private offer. Optional evidence can refine the estimates and may change the offer decision.
Do I need supporting documents for the initial review?
No. A valid initial submission receives a private value review. Supporting records are optional for that review, but an activation offer appears only when the estimated client benefit remains positive after all proposed fees. Supporting evidence is required before any success-share fee.
Do I need to change banks or processors?
No bank change or processor replacement is required to request the review.
What does the complimentary review cost?
The initial review is $0 upfront. Any later implementation requires a separate agreement and explicit authorization.